CLAIMS CALCULATOR TERMS OF SERVICE

Welcome and thank you for your interest in the Services offered by Griffin Data Services, LLC (referred to as "Claims Calculator", "we", "our", or "us"), and our Website at claimscalculator.com ("Website") along with any networks, applications, claims adjuster and representative services, communication channels (including online chat), and other services provided by us (collectively, our "Services"). Review these Terms of Service ("Agreement") thoroughly and carefully. This Agreement is a legally binding contract between you and Claims Calculator.

By visiting the Website, clicking "I Agree" or another button on the Website to submit your information to us or by otherwise using or accessing the Services, you acknowledge that you have read, understood and agree to be bound by the following Terms and Conditions, including our Privacy Policy (together, the "Terms").

1. SERVICE OVERVIEW

Claims Calculator provides a service where consumers and businesses can assess and analyze insurance claims in order to better understand the value of their insured loss. CLAIMS CALCULATOR IS NOT A LICENSED INSURANCE CLAIMS ADJUSTER. It provides users with information based on certain proprietary metrics and analysis.

2. USE OF SERVICES

2.1 Eligibility

You must be at least 18 years of age to use the Services. By agreeing to these Terms, you represent and warrant to us that: (i) you are at least 18 years of age; (ii) you have not previously been suspended or removed from the Services; and (iii) your registration and your use of the Services is in compliance with all applicable laws and regulations.

2.2 Account Registration

In order to purchase or use the Services you must register for an account. You agree that the information you provide to us is accurate and that you will keep it accurate and up-to-date at all times. You are solely responsible for maintaining the confidentiality of your account and password.

2.3 Intellectual Property

The Services are owned and operated by Claims Calculator. All Materials included in the Services are the property of Claims Calculator or our third-party licensors. Claims Calculator reserves all rights to the Materials not granted expressly in these Terms.

3. PAYMENT

For Services offered on a payment or subscription basis:

• Payments will be billed to you in U.S. dollars
• You must pay with a valid credit card, debit card, or other payment method acceptable to Claims Calculator
• Claims Calculator will automatically renew your subscription at the then-current rates, unless cancelled

4. ELECTRONIC COMMUNICATIONS

By providing Claims Calculator with a telephone number and/or other contact information when registering for an account, you agree to receive communications from or on behalf of Claims Calculator at the email address or telephone number you provided.

5. PROHIBITED CONDUCT

BY USING THE SERVICES YOU AGREE NOT TO:

• Use the Services for any illegal purpose or in violation of any applicable law
• Violate any right of a third party, including intellectual property rights
• Post content that is unlawful, defamatory, or objectionable
• Interfere with security-related features of the Services
• Perform any fraudulent activity including impersonating any person

6. DISCLAIMER OF WARRANTIES

7. LIMITATION OF LIABILITY

8. GOVERNING LAW

These Terms are governed by the laws of the State of Florida without regard to conflict of law principles. You and Claims Calculator agree to submit to the personal and exclusive jurisdiction of courts located within Miami-Dade County, Florida.

9. DISPUTES

10. ADDITIONAL TERMS

Claims Calculator does not give professional advice. The Materials are for informational purposes only. No material is intended to be a substitute for professional advice. Consult the services of a competent professional when you need this type of assistance.

11. MODIFICATIONS

Claims Calculator reserves the right to modify this Agreement at any time. Your continued use of the Services indicates your agreement to the modifications.